Top 9 Pet Insurance Plans For Poodles (2022)

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Don’t you dare ignore your Poodle when they speak! These darling divas need you to pay attention to their every move as the whole world is a stage when you’re a coiffed and curly cutie with intelligence and a love for fun. And as the dedicated dog parent you are, you’re ready to spoil your Poodle and give in to their every whim.

But as the parent, you sometimes have to make your Poodle do things they don’t want to, including going to the vet. While your dramatic doggie lavishes in the love and snuggles from the vet staff, the poking and prodding is undoubtedly not their favorite! But good medical care is part of keeping Poodles happy and healthy. But no matter how diligent you are, illness and injury can still happen. Teacup, toy, and standard poodles all have their own health conditions, but certain problems can be found in Poodles of all sizes. And some of the most common health problems in Poodles are joint problems, bloat, epilepsy, Addison’s Disease, and hypothyroidism. And treating any of these issues gets expensive.

While pet insurance can’t stop unexpected health problems, it can give you financial peace. Paying just a little a month can save you big on vet bills, and with a solid plan in place, you’ll never be forced to make hard choices because of monetary restrictions. To help you find the best pet insurance plan for your Poodle, we’ve created a free and easy-to-use comparison tool to simplify your life.

Compare The Top 9 Pet Insurance Plans for Your Poodle Using our Free No-Obligation Quote Tool below

The simplest way to compare pet insurance prices is to use our tool below. The comparison tool will show you quotes from the top 9 pet insurance carriers, including Trupanion, Pets Best, Lemonade, ManyPets, FIGO, HealthyPaws, Prudent Pet, Spot, and Embrace pet insurance.

How Much Does Pet Insurance for a Poodle Cost?

Below are some sample pet insurance plans for a 1-year-old male Poodle using the zip code 75001 (Texas) as an example.

Ultimately, your plan’s premium will depend on several factors, including your dog’s age, size, and breed, as well as where you live. You also want to know what type of coverage your plan has and if it will help with Poodle-specific health problems. Let’s get more into those medical conditions and how much you can expect to pay to treat them.

pet insurance for poodles

Common Health Problems Associated With Poodles

Joint Problems

Poodles can suffer from joint and bone problems brought on by conditions like hip dysplasia, patellar luxation, and Legg-Calve-Perthes Disease. Each of these issues can cause pain and problems with mobility.

  • Hip Dysplasia – This genetic condition occurs when the ball-and-socket joint in a dog’s hip doesn’t form correctly, leaving the joint to dislocate or the femur head to sit wrong in the socket.
  • Luxating Patella – Known also as a dislocated kneecap, patellar luxation can be mild to severe.
  • Legg-Calve-Perthes Disease – An issue typically found in smaller dog breeds, Legg-Calve-Perthes Disease occurs when the femur head turns necrotic and dies. This problem can occur from trauma or genetics, as it does within Poodles.

RELATED: What You Need To Know About Hip Dysplasia


Known more commonly as “bloat,” Gastric dilatation-volvulus happens when food, gas, and liquid painfully distend a dog’s belly and then twist the stomach. This twisting traps the stomach contents and compresses the abdomen’s blood vessels. Gastric dilatation-volvulus is a life-threatening situation for dogs and must be treated immediately.


Poodles of all sizes are genetically predisposed to seizures, but the exact cause behind them is unknown. Seizure episodes that repeatedly happen without a primary cause are referred to as idiopathic epilepsy. Epileptic episodes happen suddenly, often without warning, and can last from a few seconds to minutes. There are different types of seizures, but symptoms can appear similar, with confusion, twitching, blinking, drooling, and behavior changes or bodywide stiffening that comes with rapid jerking movements.

RELATED: The 5 Things You Need To Know About Seizures In Dogs

Addison’s Disease

Known also as hypoadrenocorticism, Addison’s Disease occurs when adrenal glands don’t produce enough corticosteroid hormones, like glucocorticoids and mineralocorticoids. When the body doesn’t make enough of these “stress hormones,” dogs can exhibit physical symptoms that range from lethargy to sudden shock.


Hypothyroidism is another common health problem in Poodles and occurs when the thyroid doesn’t produce enough hormones to regulate metabolism. This condition often presents with fatigue, weight gain, coat problems, and flaky skin. Left untreated, your dog’s entire quality of life will decline.

Typical Costs Of Treating Health Issues In Poodles and How Pet Insurance Can Help

Taking your dog to the vet for annual visits is a bill you expect. But when the vet discovers a problem or emergency strikes, medical bills can stack up fast. With the right pet insurance plan for your Poodle, you’ll be financially ready to deal with any bills, leaving you to concentrate on your best friend’s recovery.

Take a look at what it costs to treat the five common health problems in Poodles mentioned above:

  • Joint Problems: To treat joint problems in your dog, the vet may prescribe medications and injections and even suggest physical therapy. Drugs can run approximately $300 a year, while physical therapy appointments can cost $50 a pop. Severe cases of hip dysplasia and luxating patella could require expensive surgery with costs ranging between $2,000 – $7,000. Treatment for Legg-Calve-Perthes Disease involves surgery to remove the withered femur head. Depending on your location, a femoral head ostectomy can run between $1,000 to $4,000. Treating any of your Poodle’s bone and joint issues can wear away at your bank account, but pet insurance offers financial protection against the high costs of orthopedic problems in dogs by helping with vet bills, surgery costs, and prescription medications.
  • Bloat Costs: The only way to correct GDV is an emergency surgery in which the stomach is corrected and tacked to the abdominal wall. The estimated surgery costs to repair GDV average between $2,000 and $5,000, but complications could inflate bills further. And Poodles who experience bloat run a higher risk of having it happen again. But with the right pet insurance plan for your Poodle, you’ll be saved from the sudden and staggering bills bloat can create and never be forced to make heartbreaking choices because you can’t afford care.
  • Epilepsy Costs: Because epilepsy isn’t a cut-and-dry condition to diagnose, your vet might perform a full batch of tests like bloodwork, a CT scan, or even an MRI, which can cost anywhere from $2,500 to $5,000 depending on where you live. Once a treatment plan has been established, prescription meds can cost $200 to $5,000 a year. And while your Poodle adjusts to their meds, you may be required to do blood tests every month before moving to a twice-yearly process. Between diagnosis, treatment, and vet maintenance, epilepsy is pretty pricey to treat. Pet insurance can help maintain your finances by cutting test and prescription costs when dealing with this tricky but common health problem that affects Poodles of all sizes.
  • Addison’s Disease Costs: Unfortunately, Addison’s Disease has no cure, and once diagnosed, Poodles will need close vet monitoring and monthly prescriptions, which can be pills or injections. Poodle parents can expect treatment to cost anywhere from $50 to $500, depending on which medicines prove effective and their dosage requirements. Diagnosing Addison’s Disease in Poodles might involve an ACTH stimulation, typically averaging only $150, but for many dogs, diagnosis occurs after an emergency crash. Urgent care costs for dogs can range from $500 for outpatient treatment to $2,000-$3,000 for hospitalizations. Emergency vet visits for an Addison’s Disease emergency can be an expressway to huge medical bills. These astronomical and unexpected vet bills can leave families facing financial catastrophe, but a quality pet insurance plan for your Poodle can remove the money worries an emergency causes.
  • Hypothyroidism Costs: Hypothyroidism is typically treated with medication and monitoring. Depending on the severity of the issue, you’re looking at $20 – $50 a month to fill your Poodle’s script. That might not sound like much to start, but month after month, year after year, prescriptions for hypothyroidism can add up over time. An insurance plan that offers drug coverage or discounts can help offset costs.

What Is Pet Health Insurance, And Why Do I Need It For My Poodle?

Pet health insurance works very similarly to human health insurance. Your policy quote will range in monthly price, depending on your dog’s breed, age, and where you live. Typically, you’ll spend around $15-$91 per month as a pet parent.

Pet insurance is mainly about peace of mind, knowing you won’t be totally overwhelmed in case of an emergency. Enrolling even when your dog is young and healthy will ensure you have plenty of coverage when they need expensive medical care later. If you choose a plan more suited to your dog’s particular breed, you’ll be more prepared when something happens later on in their life.

pet insurance for poodles

Some plans cover accidents and illnesses, while others only cover accidents. Certain plans do cover breed-specific illnesses, and others do not. It all depends on what type of coverage you choose. With our free pet insurance comparison tool, you can get quotes from multiple insurance companies with no obligation to commit.

Whatever plan you choose, you’ll feel better knowing you can take care of your dog when they need you most. Plus, you won’t have to suddenly shell out thousands of dollars. Learn more about how pet insurance works here.

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